Quay Mortgage Services | Mortgages
Quality Independent Mortgage Advice from Quay Mortgage services. Based in Chester we specialise in mortgages of all kinds.
Quay Mortgage Services, Quay Mortgage, Quay Mortgage Chester, Mortgages Chester, Critical Illness Cover, Redundancy Cover, Income Protection, House Purchase Mortgages, Remortgages at Quay Mortgages, Buy to Let Mortgages, First time buyer Mortgages, Commercial Mortgages, Overseas Mortgages, Adverse Credit, Let To Buy Mortgages, Offset Mortgages
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Mortgages

Mortgages Explained

We are here to help, covering a wide variety of mortgages from first time buyers to commercial.

Contact us today for a free mortgage review and we can see what we can do for you

HOUSE PURCHASE MORTGAGES
House Purchase Mortgages

House Purchase Mortgages

Moving house can be very stressful and can seem a very daunting task!

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But not to worry at Quay we are here to help you every step of the way not just arranging the mortgage but we deal with the Estate Agent, Valuers and even the Solicitors too.

We are with you every step of the way, we will be your first point of contact whether your are a first time buyer or just moving home there for you when ever you need us.

There is a range of mortgages on the market with deposits from as little as 5%, mortgages with free valuations and free legal costs, flexible mortgages where you can over pay and under pay and many more.

Not only will we arrange the Mortgage for you we will arrange the Buildings & Contents Insurance, Life Insurance, Critical Illness Cover and Income protection. So there is no need to worry

REMORTGAGES
Remortgages at Quay Mortgages

Remortgages at Quay Mortgages

Whether you are looking to get a lower interest rate on your existing mortgage or to raise extra capital for home improvements or maybe debt consolidation we can help we have access to exclusive rates from as little as 2.8% with Free Valuation Fees & Legal Fees.

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We cover the whole mortgage market to get you the most cost effective and suitable product on the market, we have state of the art technology that can source products within a matter of seconds.

BUY TO LET MORTGAGES
Buy to Let at Quay Mortgages

Buy to Let Mortgages

We specialise in Buy To Let mortgages we have exclusive access to products with only a 20% deposit needed and rates from as little as 2.99%, there is no need to prove your income, the mortgages are assessed on rental income not your income.

There is also mortgage products where there is only a 1 year tie in so if your looking to expand your portfolio you can do the work that is needed within the first year to increase the value then if possible re mortgage to release equity and purchase another Buy To Let property!

We also arrange Buy To Let re mortgages so if your looking to release some equity to expand your portfolio or maybe even for home improvements, debt consolidation, car or holiday we can help

FIRST TIME BUYER MORTGAGES
First time buyer at Quay Mortgages

First time buyer Mortgages

Moving house can be very stressful and can seem a very daunting task!

But not to worry at Quay we are here to help you every step of the way not just arranging the mortgage but we deal with the Estate Agent, Valuers and even the Solicitors too.

We are with you every step of the way, we will be your first point of contact whether your are a first time buyer or just moving home there for you when ever you need us.

There is a range of mortgages on the market with deposits from as little as 5%, mortgages with free valuations and free legal costs, flexible mortgages where you can over pay and under pay and many more.

Not only will we arrange the Mortgage for you we will arrange the Buildings & Contents Insurance, Life Insurance, Critical Illness Cover and Income protection. So there is no need to worry

COMMERCIAL MORTGAGES
Commercial Mortgages at Quay Mortgages

Commercial Mortgages

A Commercial Mortgage can be used to expand your business premises or maybe to even buy a business, these type of mortgages are assessed differently by the lender they don’t just look at the bricks and mortar they will lend on the business its self.

Some commercial lenders will lend to raise extra funds for new machinery or equipment. But it doesn’t just stop there they can lend your finance if your waiting for money to come through from an on going project

OVERSEAS MORTGAGES
Overseas Mortgages at Quay Mortgages

Overseas Mortgages

Are you looking to buy that dream holiday villa or apartment. Maybe you have had enough of the UK and are relocating abroad?

Well here at Quay we can help you, we have exclusive access to a range of lenders to arrange a mortgage for your overseas property.

Whether it to purchase a property overseas or re-mortgage overseas we can help there are lenders in the UK and abroad that we have access to.

ADVERSE CREDIT
Adverse Credit

Adverse Credit

Have you recently been declined by your bank or are you experiencing financial difficulty?

We can help you!

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We have access to the whole of the mortgage market and some lenders have products aimed at people with low credit scores, adverse credit and people that may have been declined by there bank.

Whether you are looking to purchase a new property or re mortgage there maybe a lender out there that will lend to you and that’s where we can help, we have access to the whole of the mortgage market so if there is a lender out there that can help you we will find them.

LET TO BUY MORTGAGES
Let To Buy Mortgages

Let To Buy Mortgages

Do you want to Let your property out that you currently own to live in a new property or to buy a new property?

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Some of the lenders on the market don’t allow this or may force you to go on a different mortgage product with a higher rate of interest, Let Quay see whats the best option for you.

We will compare what your existing lender is offering to what is available to you on the market.

OFFSET MORTGAGES
Offset Mortgages

Offset Mortgages

Offset Mortgages is a type of mortgage whereby you can offset your savings against your mortgage interest, this is how it usually works.

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If you have a mortgage balance of £100,000 and a savings amount of £10,000 you will only get charged interest on a mortgage balance of £90,000 but you will not earn any interest on the savings amount of £10,000.

There are a range of different types of Offset Mortgages on the market why not give Quay a call today.

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